Trevor Hartz is a Licensed General Contractor in Clarksville, TN with Three Hartz Roofing
- Kelly McGill
- Sep 25, 2025
- 2 min read
General Contractor vs. Roofer: Why It Matters for Your Insurance Claim
When storm damage hits your Clarksville home, the insurance process can feel overwhelming. From shingles to siding, gutters to fascia, an insurance claim often covers multiple trades,not just your roof. That’s where the difference between hiring a roofer and working with a licensed General Contractor really shows.
What is a General Contractor?
A General Contractor (GC) is licensed by the state of Tennessee to oversee and manage construction projects across all trades. Unlike a roofer who focuses solely on roofing systems, a GC has the authority, experience, and insurance to coordinate every part of the project.
At Three Hartz Roofing, our owner Trevor Hartz holds the General Contractor license for the company. That means:
We can legally manage roofing, gutters, siding, windows, fascia, and more—all under one contract.
We meet strict state requirements for licensing, financial responsibility, and liability insurance.
We ensure your home is repaired correctly, safely, and in compliance with building codes.
How is a GC Different from Just a Roofer?
A roofer may be highly skilled at installing shingles or metal roofs—but their scope usually ends there. Without a GC license, they cannot legally manage the other parts of your claim, leaving homeowners to coordinate multiple contractors on their own.
When you hire Three Hartz Roofing, you get the peace of mind of working with a company where the GC license is held in-house by Trevor Hartz. That means one point of contact, one contract, and one company accountable for the entire project.
Why This Matters for Insurance Claims
When your insurance company approves storm damage repairs, it often includes more than just your roof. Gutters, siding, fascia, or even windows may be part of the same claim.
With just a roofer: You’ll need to find and manage other contractors to complete the rest of the work, which often means delays, miscommunication, and added stress.
With a General Contractor: We work directly with your insurance adjuster, document everything properly, and complete all approved trades seamlessly.
The Homeowner Advantage
Choosing a licensed GC offers peace of mind:
✅ Efficiency: One contractor handles the full scope of work.
✅ Accountability: One company is responsible start to finish.
✅ Compliance: Licensed and insured to manage multi-trade claims.
✅ Protection: Your home and family are covered by stronger insurance requirements.
Why Choose Three Hartz Roofing?
As a local, veteran-owned Clarksville roofing contractor with Trevor Hartz as our licensed General Contractor, we take pride in protecting homes across our community. Whether your claim covers just your roof or multiple trades, we handle it all—roof, gutters, siding, fascia, windows—so you don’t have to juggle multiple companies.
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